Pricing · monthly subscription

Starter / Team / Scale

Two statements. One amber line. Close faster.

Name: Reconcilia Cloud
Address: 137 Cecil Street, #05-01, Singapore, 069537, SG
Telephone: +65 6853 4011

Every plan is a monthly subscription. What changes between tiers is how many people can work in the reconciliation, how many bank connections you run, whether GST features are included, and how quickly you can reach support.

Plan Starter S$21/mo
Seat One finance user 1
Links Bank connections 2
GST Reporting when registered Yes
Score Starter guided setup Email

Plan Team S$54/mo
Seats Up to 4 finance users 4
Links Bank connections 10
GST Parts 5 & 6 reporting Incl.
Support Priority + onboarding session Priority

Ask which tier fits Compare features across tiers

What every plan includes

The parts that produce the time saving are not tiered. A reconciliation tool that matches poorly on the entry plan is not a cheaper tool; it is a different product.

Tiers Monthly plans 3
Matches Auto with scoring All
Per-txn Charges S$0

Bank feed import from connected Singapore accounts and statement import for everything else. Automated transaction matching with transparent scoring, the exception queue, and the review and approval trail.

Connected bank feeds

DBS UOB OCBC IRAS Statement file

A short tour of the reconciliation as it runs

Every plan runs the same loop: a bank feed lands, automated matching proposes the pair, the exceptions surface for a human eye, and the GST-ready report closes the month. The panels below are the six moments that make up one cycle.

A bank statement being lifted off a matte white laminate desk in cool morning light — 01 · Bank feed arrival

Two ruled columns on a black ledger page meeting at a single hairline rule with one amber dot — 02 · Matched and locked

An amber folder with a lifted corner resting on white laminate in raking daylight — 03 · Exception surfaced

Two hands entering figures into a ruled ledger book beside an out-of-focus calculator — 04 · GST-ready preview

A closed ruled ledger book with an amber pen laid diagonally on white laminate — 05 · Month closed

Three clipped bundles of bank notes laid in ruled rows on white laminate — 06 · Multi-currency ledger

Swipe or use arrow keys to move between panels

Plans priced for the size of your team

Three plans · monthly or annual

No per-transaction charge, so a heavy month does not change the bill. Pick the tier by the shape of your finance function, not by how many lines pass through it.

Starter

S$21 / month

Single finance user

Built for an owner-managed SME where one person handles the books, with one to two bank connections and core reconciliation. GST-ready reporting is available as the registration status requires it.

If a second person ever needs to approve matches, that is the signal to move up a tier rather than share credentials.

Seat 1 named finance user
Links 1 to 2 bank connections
GST Available when registered
Support Email with setup guidance
CAD SGD ledger

Ask about Starter

Team

S$54 / month

The three-person finance function

Multiple users working the same reconciliation, more bank connections, multi-currency ledger matching, and GST reporting included. This is the tier most Singapore SMEs with a small in-house finance team end up on.

It covers the pattern where one person handles payables and another handles receivables, and both need to see the same reconciliation state without a handover call.

Seats 2 to 4 named users
Links Up to 10 bank connections
GST GST-ready reporting included
Support Priority response + onboarding session
CAD Multi-currency ledger matching

Start a trial on the Team plan

Scale

From S$128 / month

More accounts, more currencies, more entities

Higher connection counts, additional currencies, and support for a finance team with a review hierarchy where approvals sit above the person doing the matching.

Entity consolidation across a group is a different problem, and it is where ERP-class tools take over. This tier extends the same reconciliation model rather than pretending to be an ERP.

Seats 5 or more named users, with an approver role above the matcher
Links Higher bank connection count, negotiated per account
GST GST-ready reporting included, with schedules per entity
Currencies Four or more currencies in the ledger
Support Priority response, onboarding session and a parallel run review

Ask about Scale

Billing cadence

Monthly Annual · reduces the monthly equivalent

Annual billing is available and reduces the monthly equivalent. Teams that have completed a parallel run and are confident in the workflow usually move to annual at renewal. Monthly remains an option throughout, which matters if you are still running alongside an existing process.

The exception queue is where the day actually goes

Automated matching proposes a pair; a small number of lines need a human eye. Every plan carries the same queue, the same transparent scoring and the same approval trail — what changes between tiers is how many people can work it at once, not whether it exists.

Here is what a typical month-end exception list looks like before it clears.

All DBS UOB OCBC

Ex-01 DBS current account · incoming payment with no matching invoice reference yet Pending
Ex-02 UOB statement imported by file · three lines the feed did not carry Pending
Ex-03 OCBC supplier payment · matched to a purchase ledger entry with a near-identical value Matched
Ex-04 DBS PayNow collection · payer name does not match the customer record Pending
Ex-05 USD supplier invoice · FX rate held for review before the ledger locks Pending
Ex-06 Bank charge lines · swept into the operating expense account by rule Pending

Things worth knowing before you choose a tier

Connections · seats · scope

What counts as a bank connection?

A connection is a bank account feeding into the reconciliation. Three accounts at one bank are three connections. A supplementary account imported by statement file counts toward the same total, because it occupies the same reconciliation. If your account count is going to change mid-year, that is worth mentioning when you choose a tier.

How is a seat counted?

A seat is a named person who can review, approve, or work the exception queue. There is no charge for read-only access for a director or an external accountant who needs to see the position but not change it. In practice, most SMEs fall into one of two shapes: one seat, or two to four.

How do I choose between Team and Scale?

The deciding question is not transaction volume. It is how many people need to approve matches and how many currencies the ledger holds. A two-person team with SGD and USD accounts is Team. A finance function with a review hierarchy and four currencies is Scale.

What does support actually include on each tier?

Starter includes email support with setup guidance. Team and Scale add priority response and a scheduled onboarding session for the first bank connections and the parallel run. We do not publish a response-time number we cannot hold to. What we will say is that onboarding help is included on every plan, because a stalled bank connection is the single most common reason a trial does not convert into a working reconciliation.

What is not included in any plan?

Bookkeeping services, tax filing on your behalf, and ERP-grade invoice-to-PO controls. Reconcilia Cloud is software for reconciliation, GST-ready reporting, and cash management. If you need a full outsourced finance function, an accounting practice is the right call, and several in Singapore will work happily with the ledger this platform produces.

Still unsure which tier fits? A short call is usually enough to place you on the right plan, and it is cheaper than starting on the wrong one. Reach the desk at contact, or read the bank connections and GST & IRAS compliance pages for the details a pricing page does not carry.

Reconcilia Cloud

A monthly reconciliation desk for Singapore finance teams — bank feeds, matching, GST-ready reporting and review, running in-house from a matte white laminate surface under cool daylight.

71 Robinson Road, #14-01, Singapore 068895 Monday to Friday, 9:00 AM – 6:00 PM (SGT)