About Reconcilia Cloud
Why we built a reconciliation desk
Reconcilia Cloud is a Singapore-built cloud accounting platform for SMEs and in-house finance teams. We started with reconciliation because it is where small finance teams lose their evenings, and because the quality of everything downstream depends on it.
Bank feed side
Statement
- 01 DBS current account, daily feed lands 06:10
- 02 UOB collections, one wallet deposit arrives 09:42
- 03 OCBC card settlement lands overnight 23:58
Ledger side
Reconcilia
- 01 Sales invoice settled, coded to the right account 06:10
- 02 Customer receipt grouped with one card payout 09:42
- 03 Supplier bill matched to its payment run 23:58
What a month looks like on the desk
Three steps, and the amber line is the join. This is the short version of the workflow our customers run through every month in Singapore.
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Step one
Feed arrival
Daily DBS, UOB and OCBC statements land in the platform once, on a schedule the accounting team sets. No one exports a PDF to work from.
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Step two
Matching and exceptions
The matching layer scores statement lines against the ledger and groups the ones it can't settle into an exception queue a reviewer can work top-down.
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Step three
Close and GST
Once the queue clears, the numbers sitting behind GST reporting are already reconciled, so the box on the return is one you can defend with the working papers behind it.
Built in Singapore
The product is developed here, and it shows
- Local bank feeds first-class, not a regional add-on 3
- GST treatment built as a workflow, not a bolt-on Core
- The team that answers the feed question works on the product Local
Being built here shapes the decisions. The people answering questions about a bank feed know what a Singapore month-end looks like, and the local banks are treated as first-class integrations rather than a regional adapter.
Bank feeds and reporting connections
- DBS
- UOB
- OCBC
- IRAS-ready reporting
Where the work happens
Developed at 71 Robinson Road
The engineering and accounting domain work runs from the same office in Singapore, so a decision about a bank feed rule and a decision about a GST line can be made in the same room. Below is the kind of work behind the product.
Scroll the strip sideways — the six frames are one month on the desk
Where we sit
Deliberately narrower than the market
Singapore's cloud accounting market is mature. Xero is built for small businesses and connects to the major local banks. HelloBooks approaches the same ground from AI bookkeeping, with categorisation, bill capture, and source evidence on every entry. Odoo Accounting treats reconciliation as one module inside a broader operations suite. NetSuite Account Reconciliation does the ERP-grade version: centralised matching across bank accounts, credit cards, intercompany, receivables, payables, and invoice-to-PO.
We are deliberately narrower. Reconciliation, GST-ready reporting, and cash management, done properly, at SME scale.
Ruled for scope
- In Bank feed import, transaction matching, exceptions, and an approval trail your reviewer can follow Core
- In GST-rated reporting built from the reconciled numbers, not a separate export Core
- In Multi-currency ledger matching with the SGD view kept in the same working papers Core
- Out Intercompany eliminations and procurement controls — those belong in an ERP, not in a reconciliation desk ERP
- Out Claims we have not earned — no certifications we do not hold, no invented customer quotes, no promised reduction in close time Honest
The problem we kept seeing
A sequencing problem, not a software one
Small finance teams do not lack software. They have invoicing, payroll, and a spreadsheet for the bank. What they lack is a way to close the gap between the statement and the ledger without one person matching rows at night.
That gap is not a technology problem so much as a sequencing one. Reconciliation usually happens last, after everything else is done, which is exactly when nobody has energy for it.
What we decided to build first
- The matching layer Feed import, scoring, exception grouping, and an approval trail a reviewer can trust. First
- GST-ready reporting Came next, because a Singapore SME needs it, and because it is only as accurate as the reconciliation underneath it. Second
- Multi-currency matching Because SGD customers send USD invoices, hold MYR payables, and still file in Singapore. Second
- The rule that killed the rest If a feature does not shorten the exception queue or make a filed number easier to defend, it does not get built. Rule
The team
Small, Singapore-based, and close to the accounts
The company is small and the team is Singapore-based, spanning accounting domain work and software engineering. Several of us have closed books for SMEs in this market and have strong opinions about the order of operations at month-end.
The legal entity name and UEN are listed in the site footer. Office enquiries reach us at 71 Robinson Road, #14-01, Singapore 068895, Monday to Friday, 9:00 AM – 6:00 PM SGT.
How to work with us
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Start a trial and connect one bank account
The platform runs on the daily feed from DBS, UOB or OCBC. One account is enough to see whether the matching layer holds up against your coding, and there is no setup fee to find out.
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Send a question through the contact page
You will get an answer from someone who works on the product — a bank feed question goes to the person who built the feed connection, not to a queue.
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Accounting practices working on client books
Say so in the enquiry and we will route it to the person who handles practice setups rather than to general support.
Ready when you are
Bring one statement to the desk
The shortest way to judge whether we are the right desk for your finance team is to run one bank feed through it and look at the exception report we hand you at the end. That is a claim you can check, which is more than we will ask you to take on faith.
Office
71 Robinson Road, #14-01
Singapore 068895
Contact
+65 6853 4011
[email protected]
Hours
Monday to Friday
9:00 AM – 6:00 PM SGT